What are Gift Letters for a Mortgage?

Securing money for a down payment for a home and paying a monthly mortgage can be an overwhelming thought.  Receiving a cash gift that you wouldn’t need to pay back would be a big relief.  How do you obtain a gift like this? When finalizing your mortgage rate, you’ll have to deal with underwriting.  Underwriting…

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Manage the Clutter

Having a clean and organized home isn’t the easiest thing to do, but it is something that everyone wants.  Having an organized home helps to relax your mind and body after a long day of work. Here are some tips on having a intentionally organized home. Pick up often.  It may seem self explanatory, but…

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The Fair Housing Act

When house hunting, you’ve probably seen the logo for Equal Opportunity Housing, which is a law that was established back in 1968 to prevent discrimination by renters.  Here’s a few things you should know about the Fair Housing Act. President Lyndon B. Johnson signed the Fair Housing Act into law in 1968 after the assassination…

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