Back To School Tips

It is that time of year again–summer is over– BACK TO SCHOOL!!!  Embrace this time and carefully consider what is needed to get your child excited to start a new school year with the least stress and anxiety.   Start your child on the school sleep/wake schedule a few weeks before school starts so they will…

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Closing on your home

The national average time it takes to close a house is 50 days.  This gives everyone time to do their due diligence. The deadlines are spelled out in the contract.  The biggest responsibility of the Buyer is to get all their paperwork to the mortgage company. A closing could done in 30 days if the…

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Prepping your home for the summer

Austin can average 90° plus days for over four months.  It is not too early to get your house prepared for the heat to save you money and keep your home in tip top shape.  When you purchased your home you most likely had a home inspection. The most valuable things these professionals share with…

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What are Gift Letters for a Mortgage?

Securing money for a down payment for a home and paying a monthly mortgage can be an overwhelming thought.  Receiving a cash gift that you wouldn’t need to pay back would be a big relief.  How do you obtain a gift like this? When finalizing your mortgage rate, you’ll have to deal with underwriting.  Underwriting…

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