What are Gift Letters for a Mortgage?

Securing money for a down payment for a home and paying a monthly mortgage can be an overwhelming thought.  Receiving a cash gift that you wouldn’t need to pay back would be a big relief.  How do you obtain a gift like this? When finalizing your mortgage rate, you’ll have to deal with underwriting.  Underwriting…

Manage the Clutter

Having a clean and organized home isn’t the easiest thing to do, but it is something that everyone wants.  Having an organized home helps to relax your mind and body after a long day of work. Here are some tips on having a intentionally organized home. Pick up often.  It may seem self explanatory, but…